:root{--bg:#0b0b0b;--surface:#121110;--ink:#e9e2d4;--cream:#f6edd9;--muted:#a39a89;--gold:#d4af37;--gold-lt:#f3e1a0;--gold-dk:#b8912a;--line:rgba(212,175,55,.3);color-scheme:dark}
*{box-sizing:border-box}
body{margin:0;background:var(--bg);color:var(--ink);font-family:"DM Sans",sans-serif;line-height:1.7}
a{color:inherit}
.container{width:min(1120px,calc(100% - 32px));margin:auto}
.announcement{padding:9px 16px;text-align:center;font-size:.74rem;letter-spacing:.14em;text-transform:uppercase;font-weight:700;color:#0b0b0b;background:linear-gradient(90deg,var(--gold-dk),var(--gold),var(--gold-dk))}
header{position:sticky;top:0;z-index:5;background:rgba(8,8,8,.92);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:78px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;font-family:"Cormorant Garamond",serif;font-size:1.05rem;letter-spacing:.12em;color:var(--cream);line-height:1.1}
.brand img{width:52px;height:52px;border-radius:50%;border:1px solid var(--gold)}
.brand small{font-family:"Great Vibes",cursive;color:var(--gold-lt);letter-spacing:0;font-size:1.1rem}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:999px;padding:12px 22px;font-weight:700;text-decoration:none;cursor:pointer;transition:.2s}
.btn-gold{color:#0b0b0b;border:1px solid var(--gold);background:linear-gradient(120deg,var(--gold-lt),var(--gold),var(--gold-dk));box-shadow:0 0 24px rgba(212,175,55,.22)}
.btn-gold:hover{box-shadow:0 0 34px rgba(212,175,55,.4)}
.btn-ghost{color:var(--ink);border:1px solid rgba(212,175,55,.45)}
.btn-ghost:hover{border-color:var(--gold);color:var(--gold-lt)}
.hero{padding:72px 0 36px;text-align:center;background:radial-gradient(ellipse at 50% 0,rgba(212,175,55,.18),transparent 60%)}
.kicker{color:var(--gold);font-size:.72rem;letter-spacing:.24em;text-transform:uppercase;font-weight:700}
h1,h2{font-family:"Cormorant Garamond",serif;font-weight:600;line-height:1.05;color:var(--cream)}
h1{font-size:clamp(2.8rem,7vw,4.6rem);margin:10px 0 12px}
.gold-text{background:linear-gradient(110deg,var(--gold-lt),var(--gold) 48%,var(--gold-dk));-webkit-background-clip:text;background-clip:text;color:transparent}
.hero p{color:var(--muted);max-width:560px;margin:0 auto}
.divider{display:flex;align-items:center;justify-content:center;gap:14px;color:var(--gold);margin:22px auto 0;max-width:280px}
.divider:before,.divider:after{content:"";flex:1;height:1px;background:linear-gradient(90deg,transparent,var(--gold),transparent)}
main{padding:20px 0 80px}
.card{max-width:820px;margin:0 auto;border:1px solid rgba(212,175,55,.5);border-radius:22px;background:linear-gradient(160deg,#17140c,#0e0d0a);padding:clamp(24px,5vw,48px);box-shadow:0 30px 80px rgba(0,0,0,.5),inset 0 0 0 1px rgba(212,175,55,.08);position:relative}
.card:before{content:"";position:absolute;inset:10px;border:1px solid rgba(212,175,55,.14);border-radius:16px;pointer-events:none}
.card-head{display:flex;align-items:center;gap:14px;margin-bottom:8px}
.seal{width:48px;height:48px;border-radius:50%;display:grid;place-items:center;font-size:1.3rem;color:#0b0b0b;background:linear-gradient(135deg,var(--gold-lt),var(--gold),#a8841f);flex:none}
.card h2{font-size:clamp(2rem,4vw,2.6rem);margin:0}
.lead{font-size:1.05rem;color:var(--ink)}
.lead strong,.terms strong{color:var(--gold-lt)}
.deposit{display:flex;align-items:center;gap:18px;margin:22px 0;padding:18px 20px;border:1px solid rgba(212,175,55,.35);border-radius:14px;background:rgba(212,175,55,.06)}
.deposit .pct{font-family:"Cormorant Garamond",serif;font-size:3rem;font-weight:700;line-height:1}
.deposit p{margin:0;color:var(--muted);font-size:.92rem}
.terms{list-style:none;padding:0;margin:8px 0 0;display:grid;gap:14px}
.terms li{display:grid;grid-template-columns:auto 1fr;gap:14px;align-items:start;padding:16px 18px;border:1px solid rgba(212,175,55,.18);border-radius:12px;background:#0f0e0b}
.terms .ic{width:34px;height:34px;border-radius:10px;display:grid;place-items:center;border:1px solid rgba(212,175,55,.45);color:var(--gold);font-size:.95rem}
.terms .t{font-weight:700;color:var(--cream);display:block;margin-bottom:2px}
.ack{margin:26px 0 0;padding:16px 18px;border-left:3px solid var(--gold);background:rgba(212,175,55,.06);border-radius:0 12px 12px 0;font-style:italic;color:var(--ink)}
.actions{display:flex;flex-wrap:wrap;gap:12px;justify-content:center;margin-top:34px}
.contact{text-align:center;color:var(--muted);font-size:.9rem;margin-top:22px}
.contact a{color:var(--gold-lt);font-weight:700;text-decoration:none}
footer{border-top:1px solid rgba(212,175,55,.25);padding:26px 0;color:#8f8778;font-size:.8rem}
footer .container{display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px}
footer a{color:#bdb3a1;text-decoration:none}footer a:hover{color:var(--gold-lt)}
@media(max-width:560px){.brand span{display:none}.nav .btn{padding:10px 16px;font-size:.85rem}.deposit{flex-direction:column;align-items:flex-start;gap:8px}}
@media print{body{background:#fff;color:#111}.announcement,header,.actions,footer{display:none}.card{box-shadow:none;background:#fff;border-color:#b8912a}h1,h2,.terms .t{color:#111}.gold-text{color:#8a6a10;-webkit-text-fill-color:#8a6a10}.terms li{background:#fff}}
/* Long-form legal pages */
.prose{max-width:820px;margin:0 auto}
.prose h2{font-size:clamp(1.6rem,3vw,2rem);margin:34px 0 10px;scroll-margin-top:100px}
.prose h2:first-child{margin-top:0}
.prose h3{font-family:"DM Sans",sans-serif;font-size:1rem;color:var(--gold-lt);margin:20px 0 6px}
.prose p,.prose li{color:var(--ink)}
.prose ul{padding-left:20px}.prose li{margin:6px 0}.prose li::marker{color:var(--gold)}
.prose a{color:var(--gold-lt)}
.prose .updated{color:var(--muted);font-size:.88rem;margin:0 0 22px}
.toc{border:1px solid rgba(212,175,55,.3);border-radius:14px;padding:16px 20px;margin:0 0 30px;background:#0f0e0b}
.toc strong{color:var(--gold-lt);font-size:.85rem;letter-spacing:.12em;text-transform:uppercase}
.toc ol{margin:8px 0 0;padding-left:20px;columns:2;column-gap:30px}.toc a{color:var(--ink);text-decoration:none}.toc a:hover{color:var(--gold-lt)}
footer .links a{margin-left:12px;display:inline-block;padding:8px 0}
.btn{white-space:nowrap}
.cookie-link{padding:8px 0!important}
@media(max-width:560px){.toc ol{columns:1}}